June 3rd UPDATE: I did balance my checkbook by the end of last month and organized my tax paperwork to file by October, which is the new filing deadling due to the extension I requested. Progress!
Regarding the Loan Modification Race between me and my colleague:
By now, my colleague and I both have been sent the paperwork from our bank for a loan modification. We’re both sitting on the paperwork and here’s why:
Personally, I have my doubts about “qualifying”. My gut tells me that since my colleague and I both have reserves, the bank will not consider us as experiencing a financial hardship.
There are a couple things I’d like to do by the end of the month anyway, before I turn in my Loan Mod paperwork. 1) Finish filing my taxes from last year and 2) balance my checkbook.
Hold me accountable!